Balance Transfers

Balance Transfers Can Help You Save

A balance transfer could help you save money on your existing credit card debt. It can also help you pay down your credit card debt faster. With a Visa credit card from the University of Nebraska Federal Credit Union you can do both - save money and pay off your debt faster. Unique to our credit card, there is NO FEE for a balance transfer and you will pay as low as 8.90% APR* rate for the balance transfer.

In addition to saving you money, we can also save you time. We make it easy to transfer a balance, just click here and complete our online application. You can then drop it off or send it to us at 1720 P Street, Lincoln, NE 68508. One of our loan officers will review the information and let you know if you are approved. It's that easy.

Take advantage of our Low Rate, No Fee balance transfer product today!

Balance Transfers on e-Teller

If you have a high rate credit card or store card, now is the time to transfer that balance to a low rate card from NUFCU. Transferring a balance is easy through our online banking product. Essentially you will transfer the money from your credit card to your checking account. NUFCU doesn't charge a balance transfer fee and we offer the same low rate for a cash advance and a purchase. Once you have transferred the necessary money to your checking account, you just need to either send a check to your credit card to pay the balance or use our bill pay to make the payment. See the instructions below. If you have questions please send us a CHAT message, call us at 402.472.2087 or email us at

Select Loan Advance from the menu on e-Teller

e-Teller menu screenshot

• Select the From Suffix (account you are moving the money from)
• Select To Suffix (account you are moving the money to)
• Enter the Amount of the Loan Advance
• Click Submit

*Variable rate information: Your Annual Percentage Rate (APR) may vary and may increase when the Prime Rate increases. APR is determined by adding a margin of 3.4% - 14.5% to the highest Prime Rate as published in The Wall Street Journal on the last publication day of March, June, September, and December. The APR will change on the first day of the next billing cycle. Certain restriction may apply.