Rates as of January 1, 2024, and are subject to change. Loan rates are for new loans to the credit union, prior loans are not eligible for these new rates. Special terms and conditions may apply to various loan types. Rates listed are our best rates based on applicant's credit history and all possible discounts. Your actual rate may be higher. Please contact a member service officer for details at 402.472.2087. Apply online. Loan calculator.
Secured Collateral Types: Autos, Boats, Motorcycles, ATV, Campers, and RVs*
| 2024, 2023 & 2022 - Model Years | ||
|---|---|---|
| Term | Rates Low As | Payment per $1,000* |
| 24 Months | 5.00% APR | $43.87 |
| 36 Months | 5.50% APR | $30.20 |
| 48 Months | 5.75% APR | $23.37 |
| 60 Months | 6.00% APR | $19.33 |
| 72 Months | 6.50% APR | $16.81 |
| 84 Months | 7.75% APR | $15.46 |
| 120 Months - RVs & Campers Only | 8.75% APR | $12.53 |
| 2021 & 2020 - Model Years | ||
|---|---|---|
| Term | Rates Low As | Payment per $1,000* |
| 24 Months | 5.75% APR | $44.21 |
| 36 Months | 6.00% APR | $30.42 |
| 48 Months | 6.25% APR | $23.60 |
| 60 Months | 6.75% APR | $19.68 |
| 72 Months | 7.00% APR | $17.05 |
| 84 Months | 8.25% APR | $15.71 |
| 120 Months RVs & Campers Only | 9.25% APR | $12.80 |
| 2019 & Older - Model Years | ||
|---|---|---|
| Term | Rates Low As | Payment per $1,000* |
| 24 Months | 6.75% APR | $44.66 |
| 36 Months | 7.00% APR | $30.88 |
| 48 Months | 7.25% APR | $24.06 |
| 60 Months | 7.75% APR | $20.16 |
| 72 Months | 8.00% APR | $17.53 |
| 84 Months | 9.75% APR | $16.47 |
| 120 Months RVs & Campers Only | 10.75% APR | $13.63 |
* Annual Percentage Rate (APR). This is our best rate available based on applicant’s credit history and all possible discounts. Your actual rate may be higher. Some restrictions may apply. Please contact one of our friendly member service officers at 402.472.2087 if you have questions about our car loan rates.
| Home Equity Loans ($2,000 Minimum) | ||
|---|---|---|
| Term | Rates Low As* | Payment per $1000 |
| 60 Months | 7.25% APR | $19.92 |
| 84 Months | 8.00% APR | $15.59 |
| 120 Months | 8.25% APR | $12.27 |
*The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. Ask a loan officer for details.
| First Mortgage Home Equity Loans | ||
|---|---|---|
| Term | Rates Low As* | Payment per $1000 |
| 120 Months | 6.00% APR | $11.10 |
| 180 Months | 6.25% APR | $8.57 |
*The rate applies to first mortgage loans to refinance a home.
*The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. Ask a loan officer for details.
| Home Equity Line of Credit | ||
|---|---|---|
| Current Rate | as low as 8.50% APR* | Variable |
* The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. Ask a loan officer for details. *The rate is subject to change quarterly to the Prime Rate as published in the Wall Street Journal on the last day of March, June, September, and December.
| Home Loans |
|---|
|
Excellent rates are available to purchase or refinance your home. Call to speak with one of our Home Loan Specialists at 402.472.2087. |
| Share Savings Secured Loans | ||
|---|---|---|
| Current Rate | 3.15% APR | Variable |
*The rate is subject to change monthly to the highest rate paid on the NUFCU Share Savings plus 3%. Contact a loan officer at 402.472.2087 for details.
| Money Market Share Secured Loans | ||
|---|---|---|
| Current Rate | 3.25% APR | Variable |
*The rate is subject to change monthly to the highest rate paid on the NUFCU Money Market Share Savings plus 3%. Contact a loan officer at 402.472.2087 for details.
| Certificate Secured Loans | ||
|---|---|---|
|
The rate is the highest rate paid on a certificate securing the loan plus 3%. The rate is subject to change to reflect any change in rate when a certificate is renewed. For current certificate rates click here. |
||
| Line of Credit (Unsecured) | ||
|---|---|---|
| Current Rate | 12.50% APR | Variable |
*The rate is subject to change monthly to the Prime Rate as published in the Wall Street Journal on the last working day of the month plus a margin of 4%.
| Overdraft Protection | ||
|---|---|---|
| Current Rate | 12.50% APR | Variable |
*The rate is subject to change monthly to the Prime Rate as published in the Wall Street Journal on the last working day of the month plus a margin of 4%.
| Visa Credit Cards | ||
|---|---|---|
| Classic Visa | Current Rate as low as 11.90% APR | Variable |
| Big CRED Rewards | Current Rate as low as 14.90% APR | Variable |
*Annual Percentage Rate (APR). APR is based on your creditworthiness and will vary with the market based on the Prime Rate. The minimum rate is 6.90%. No Annual Fee. Free Balance Transfers. A 25 day grace period. The rate is subject to change quarterly based on the Prime Rate as published in the Wall Street Journal plus a margin of 3.4% - 14.5% (Classic) or 6.4%-14.5% (REWARDS).
| Personal Loans - Fixed Rate | ||
|---|---|---|
| Term | Rates Low As* | Payment per $1000 |
| 24 Months | 11.75% APR | $46.96 |
| 36 Months | 12.25% APR | $33.33 |
| 48 Months | 13.00% APR | $26.83 |
| 60 Months | 13.50% APR | $23.01 |
*Annual Percentage Rate (APR). APR is based on your creditworthiness.
Meet Our Loan Staff
Monte Dickson- Vice President, Lending and Collections
402.472.6831 - Lincoln Downtown Branch
mdickson@nufcu.org
NMLS ID# 767736
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Mark Priess - Director of Consumer Lending
402.472.6834 - Lincoln Downtown Branch
mpriess@nufcu.org
NMLS ID# 762624
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Bronson Burge - Member Service Officer
402.472.2898 - Lincoln Downtown Branch
bburge@nufcu.org
NMLS ID# 2388839
Mary Mendoza - Senior Lending Officer
402.472.6587 - Lincoln East Branch
mmendoza@nufcu.org
NMLS ID# 2024171
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Ahmaad Miley - Senior Lending Officer
402.817-5266 - Lincoln Downtown Branch
amiley@nufcu.org
NMLS ID# 2176701
Julie Thomsen - Kearney Branch Manager, Member Service Officer
308.708.2773 - Kearney Branch
jthomsen@nufcu.org
NMLS ID# 2506574
Kyle Harms- Member Service Officer
308.708.2775 - Kearney Branch
kharms@nufcu.org
NMLS ID# 1481427
.jpg)
Annie Wiedel- Member Service Officer
308.708.2774 - Kearney Branch
awiedel@nufcu.org
NMLS ID# 2257628