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We are closely monitoring the spread of COVID-19 and taking the necessary steps to help protect the safety and well-being of our members and our employees. For this reason our lobbies are closed to the public until further notice. Our drive thus will remain open with expanded services. Our member service officers are still working from their offices and can assist you with loan needs via the phone and using our online resources. For more information about applying for a loan click here.

Relief Fund Established to Assist Kearney Area Employees
The Kearney Area Chamber of Commerce, in partnership with the Kearney Area Community Foundation, has set up a Kearney Area Employee Emergency Relief Fund to help those in our community suffering loss and hardship from the COVID-19 outbreak. To show your support for the KAEER (pronounced Care) Fund, click on the link below or go to and click the “Donate” button.

Click here for a downloadable pdf of this information. 



It's even sweeter when you take advantage of our no-closing-cost* home loan refinance special. This unique no-closing-cost home loan refinance option has been extremely popular. Last year alone, we saved borrowers over $150,000 in closing costs. Take advantage of this sweet deal today and get a great rate too!

Unlike many other lenders, we don’t charge an application fee, and now thru March 31, we’ll also pay all of the other closing costs usually associated with a mortgage loan. You’ll pay nothing up front to move your existing home loan to us!

Should you refinance?
With University of Nebraska Federal Credit Union taking high fees out of the equation now might be the best time for you to refinance. Refinancing could lower your monthly payment or reduce the number of payments or free up equity in your home.

Great rates won’t last
It’s hard to predict where rates will go in the next twelve months, but right now rates are near historic lows. NUFCU is offering mortgage refinance rates as low as 3.25% APR for a 10-year loan or 3.50% APR for a 15-year loan.**

Friendly Nebraska Service
The University of Nebraska Federal Credit Union has been serving Nebraskans since 1937. We are known for our friendly staff, competitive rates and a commitment to educate our members about financial wellness. We’d love to save you time and money.

If you’d like to learn more about this SWEET offer, click on the button below and we'll have a loan offer give you a call.

I would like a loan officer to contact me

*Borrower pays no out-of-pocket costs. Loan subject to credit approval. $50,000 minimum in new money to qualify for this promotion. Property insurance is required. Offer valid February 1 - March 31, 2020. Some limitations may apply. **APR =Annual Percentage Rate. The rate applies to first mortgage loans to refinance a home. The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. The monthly payment is approximately $9.78 per each $1,000 borrowed at the lower advertised rate. Properties under contract with a realtor or listed for sale are not eligible for this promotion. Membership is required to borrow. Equal housing lender.

Open a checking account. Get a free gift.

Our new full-service branch is now open in Kearney at the corner of 2nd Avenue and 29th Street. The new branch has a drive thru which is open 8:00 a.m. - 5:30 p.m. Monday - Friday. We also have a drive up ATM open 24/7. Stop in to see the new branch and open a new checking account. While supplies last receive a 3-way emergency radio/flashlight/lantern as a free gift.*


*Minimum opening deposit is only $50 to receive a gift. Free gift provided at account opening. We reserve the right to substitute a gift of similar value. Ask us for details. Membership requirements apply.