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Cheryl Montgomery Recognized as UNK Volunteer


That's Low

If your car is flashing you warning signs, maybe its time for an upgrade. With low rates and no payments for three months this may be a great time to heed the warnings and buy a new car. It’s easy to apply online or over the phone at 402.472.2087 in Lincoln or 308.708.2777 in Kearney.

Get Preapproved Today

1Interest accrues from the date the loan is funded. 2Rate is for a 36-month term on a new or used car, van, camper or truck. The monthly payment is approximately $42.44 for each $1,000 borrowed. Other terms available at


COVID-19 Response
We are closely monitoring the spread of COVID-19 and taking the necessary steps to help protect the safety and well-being of our members and our employees. For this reason our lobbies are closed to the public until further notice. Our drive thus will remain open with expanded services. Our member service officers are still working from their offices and can assist you with loan needs via the phone and using our online resources. For more information about applying for a loan click here. Keep up to date on our response to COVID-19 by clicking here.


Relief Fund Established to Assist Kearney Area Employees
The Kearney Area Chamber of Commerce, in partnership with the Kearney Area Community Foundation, has set up a Kearney Area Employee Emergency Relief Fund to help those in our community suffering loss and hardship from the COVID-19 outbreak. To show your support for the KAEER (pronounced Care) Fund, click on the link below or go to and click the “Donate” button.

Click here for a downloadable pdf of this information. 


Open a checking account. Get a free gift.

Our new full-service branch is now open in Kearney at the corner of 2nd Avenue and 29th Street. The new branch has a drive thru which is open 8:00 a.m. - 5:30 p.m. Monday - Friday. We also have a drive up ATM open 24/7. Stop in to see the new branch and open a new checking account. While supplies last receive a 3-way emergency radio/flashlight/lantern as a free gift.*


*Minimum opening deposit is only $50 to receive a gift. Free gift provided at account opening. We reserve the right to substitute a gift of similar value. Ask us for details. Membership requirements apply.