Auto Loan Refinancing

Refinance your Vehicle Loan and Receive 1%* Cash Back

Did you know your credit union may be able to refinance your car loan from another lender for a lower rate and help you save money?  Members who moved their loans to us in 2020 saved an average of $1,155.33.  Transferring your loan to NUFCU is quick, easy and we will pay you 1% of your loan back to you in cash.1 PLUS, for a limited time if you refinance we'll defer your first payment for up to two months.2

See how the credit union can help put some cash back in your pocket now and save you money down the road. 

  • Receive 1% of your loan amount as CASH back
  • Rates as low as 2.25% APR3
  • No application fees or pre-payment penalties
  • No payment due for up to 60 days

Auto Refinancing Checklist

In addition to your personal information, here are the details we'll need to know about the vehicle you'd like to refinance.1

  • Year of car
  • Make
  • Model
  • Current Mileage
  • VIN
  • Manufacturer installed options


Apply Now!

Connect with a Loan Officer

If you'd like to talk to a loan officer before you apply or apply over the phone, click the button below, complete the form and we will contact you.

Connect with a Loan Officer

1 1% of loan CASH BACK OFFER is available upon closing the loans $5,000 and greater. 2 Finance charges begin accruing as of the loan disbursement date. 3APR is Annual Percentage Rate. Refinancing is subject to credit approval by NUFCU. Rates will be determined at the time you apply based on application information. Additional terms and conditions apply such as vehicle age and mileage. Financing up to 100% of the retail value of the auto is available. Monthly Payment Example: Rate is for a 24 month term on a new or used car, van, or truck. The monthly payment is approximately $42.66 for each $1,000 borrowed.