Home Loans
At the University of Nebraska Federal Credit Union, we believe your home loan experience should be personal, flexible, and stress-free. That’s why our experienced loan officers are here to walk you through every step of the process—from choosing the right loan to closing with confidence.
Whether you’re buying your first home, refinancing, or wanting to access your home’s equity, we would love to help. We offer competitive Nebraska home loan rates and trusted support tailored to your needs. We also offer some of the best home equity loan rates and best HELOC rates in the state.
From FHA loans in Nebraska to custom refinancing options, our local team is committed to helping you achieve your goals with a loan that fits your life.
Connect with a Loan Officer Loan Calculator

Take Advantage of the Best Home Equity Financing in Nebraska
Home equity can be one of your most effective financial tools. Whether you're upgrading your home, consolidating debt, or funding a major purchase, NUFCU offers some of the best home equity loan rates in Lincoln along with flexible repayment options to meet your needs.
Equity Financing
Home Equity Line of Credit (HELOC)
Choose a Home Equity Line of Credit to meet your future borrowing needs. This line of credit allows you access to money when you need it, at one of the lowest variable interest rates you'll find anywhere. Whether you want to consolidate your bills, pay college costs or fix up the house, a home equity line of credit loan just makes sense.
- Borrow up to 80% of your home's value
- Revolving line of credit
- Low variable interest rate
- Easy access to funds
- Current Rates
Learn more about the different financing options by connecting with a loan officer at 402.472.2087 or click the button below to have a loan officer call you.
Home Equity Loan
With a great low fixed interest rate and fixed term, use your home equity loan to complete a remodeling project, pay off credit card bills, finance major purchases or refinance other loans.
- Borrow up to 80% of your home's value
- Fixed monthly payments to help with budgeting
- Low interest rate
- Terms up to 10 years
- Current Rates
Learn more about the different financing options by connecting with a loan officer at 402.472.2087 or click the button below to have a loan officer contact you.

Home Mortgages
If you want to purchase or build a new home or refinance the home you are in, we have resources to help you find the the loan that is right for you. Our loan officers are here to help.
Home Financing
10 And 15-Year Refinance Loans
A 10-year or 15-year mortgage is a home loan that may be right for you if you’re looking to refinance but don’t want to take another 30 years to pay off your home. Our refinance loans are competitively priced and compared to traditional mortgages have minimal fees.
Depending on your situation the benefits include:
- reduce the amount of your monthly payments
- lower the amount of interest you’ll pay
- reduce the number of payments you'll make
- use equity buy a car, make home improvements or consolidate debts
Learn more about how refinancing your first mortgage with us, can help you meet your needs by calling 402-472-2087 or use the button below to have a loan officer contact you. Click here for our current loan rates.
Traditional Mortgage Loans
Our mortgage professionals are ready to help you find the home financing option that fits you best. We offer traditional mortgage financing though our partner, Servion. Servion is a credit union industry owned corporation who provides advice, exceptional service and a variety of mortgage loan options.
Our Mortgage Program Features:
- Expanded loan programs
- Low interest rates and closing costs
- Expert support and assistance throughout the entire process.
You’ll enjoy local, personal service and a fast application process. Find out how owning a home might be easier than you think.
Loan types include:
- Conventional
- FHA
- VA
- USDA
- Jumbo/Non-Conforming
- Fixed rate and ARM options
Learn more about the different financing options by connecting with a loan officer at 402.472.2087 or click the button below to have a loan officer call you.