Home Loans in Lincoln, NE | NUFCU Mortgage & Equity Financing

Home Loans

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Home Loans

At the University of Nebraska Federal Credit Union, we believe your home loan experience should be personal, flexible, and stress-free. That’s why our experienced loan officers are here to walk you through every step of the process—from choosing the right loan to closing with confidence.

Whether you’re buying your first home, refinancing, or wanting to access your home’s equity, we would love to help. We offer competitive Nebraska home loan rates and trusted support tailored to your needs. We also offer some of the best home equity loan rates and best HELOC rates in the state.

From FHA loans in Nebraska to custom refinancing options, our local team is committed to helping you achieve your goals with a loan that fits your life.

 

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Take Advantage of the Best Home Equity Financing in Nebraska

Home equity can be one of your most effective financial tools. Whether you're upgrading your home, consolidating debt, or funding a major purchase, NUFCU offers some of the best home equity loan rates in Lincoln along with flexible repayment options to meet your needs.

Equity Financing

Home Equity Line of Credit (HELOC)

Choose a Home Equity Line of Credit to meet your future borrowing needs. This line of credit allows you access to money when you need it, at one of the lowest variable interest rates you'll find anywhere. Whether you want to consolidate your bills, pay college costs or fix up the house, a home equity line of credit loan just makes sense.

Learn more about the different financing options by connecting with a loan officer at 402.472.2087 or click the button below to have a loan officer call you.

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Home Equity Loan

With a great low fixed interest rate and fixed term, use your home equity loan to complete a remodeling project, pay off credit card bills, finance major purchases or refinance other loans. 

Learn more about the different financing options by connecting with a loan officer at 402.472.2087 or click the button below to have a loan officer contact you.

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Home Loan

Home Mortgages

If you want to purchase or build a  new home or refinance the home you are in, we have resources to help you find the the loan that is right for you.  Our loan officers are here to help. 

Home Financing

10 And 15-Year Refinance Loans

A 10-year or 15-year mortgage is a home loan that may be right for you if you’re looking to refinance but don’t want to take another 30 years to pay off your home.  Our refinance loans are competitively priced and compared to traditional mortgages have minimal fees. 

Depending on your situation the benefits include:

  • reduce the amount of your monthly payments
  • lower the amount of interest you’ll pay
  • reduce the number of payments you'll make
  • use equity buy a car, make home improvements or consolidate debts

Learn more about how refinancing your first mortgage with us, can help you meet your needs by calling 402-472-2087 or use the button below to have a loan officer contact you. Click here for our current loan rates.

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Traditional Mortgage Loans

Our mortgage professionals are ready to help you find the home financing option that fits you best. We offer traditional mortgage financing though our partner, Servion. Servion is a credit union industry owned corporation who provides advice, exceptional service and a variety of mortgage loan options.

Our Mortgage Program Features:

  • Expanded loan programs
  • Low interest rates and closing costs
  • Expert support and assistance throughout the entire process.

You’ll enjoy local, personal service and a fast application process. Find out how owning a home might be easier than you think.

Loan types include:

  • Conventional
  • FHA
  • VA
  • USDA
  • Jumbo/Non-Conforming
  • Fixed rate and ARM options

Learn more about the different financing options by connecting with a loan officer at 402.472.2087 or click the button below to have a loan officer call you.

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Construction Loans

Building a home comes with unique needs for lot and/or construction period financing.  That’s why we have partnered with Centennial Mortgage to provide you with expert advice and options.  For more information, give us a call at 402-472-2087.