Other Loans

If you want to consolidate high-rate credit cards or other debts or need money without complicated paperwork, we are ready to help. At the University of Nebraska FCU, we want you to know we have your back with flexible loan amounts and terms to give you the cash you need with a monthly payment that fits your budget. The following benefits are available to you:

• Competitive rate as low as 11.25% APR¹
• Terms up to 60 months
• No application fee
• Flexible loan amounts
• No pre-payment penalties

To apply online, please click on the button below. If you'd like to talk to a loan officer about this product, please call 402.472.2087 in Lincoln or 308.708.2777 in Kearney.

Check Rates Complete An Application

¹APR=Annual Percentage Rate. The rate is current as of 10/1/2024. Payment example for a 24-month loan at the lowest rate of 11.25% is approximately $46.72 per month for each $1,000 borrowed. Your rate may be higher based on your credit score and length of the loan term. Membership is required to borrow. Insured by NCUA.

In addition to regular cars and trucks, we offer great rates and exceptional service for loans on recreational vehicles of all types, including RV and campers loans with up to 10-year repayment options. Call 402-472-2087 or use our Connect With a Loan Officer form to find out more about financing a vehicle to make life fun! 

This special loan rate as low as 11.25% APR* is for UNL students, staff and their families who want to buy a computer from the HuskerTech Shop on an installment plan. Don't continue to use your outdated equipment. Apply online or visit one of our convenient locations.

*APR = Annual Percentage Rate. Membership required to borrow. On a $1,000 loan at 11.25% APR, you would make 12 monthly payments of approximately $88.48. This is our best rate available based on applicant’s credit history and all possible discounts. Your actual rate may be higher. Some restrictions may apply. Rate is as of October 1, 2024, and is subject to change.

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

Education Lending offers:

• Loans for college students.
• A loan option for parents and family members who wish to borrow on behalf of a college student.
• Multiple student loan refinance options.

 In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

 Please note:

• All loans offered by ISL Education Lending are subject to credit approval.
• Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*University of Nebraska Federal Credit Union is compensated by ISL Education Lending for the referral of student loan customers.

A secured personal loan may be a good choice for building credit or repairing credit when you have money in savings. Your monthly payment doesn't change, and you pay a lower interest rate while your credit improves. You can choose a loan secured by a Share Savings, Money Market or Certificate of Deposit. 

If you have ongoing borrowing needs, talk with a loan officer to see if an unsecured Line of Credit may suit your needs.

Avoid expensive and embarrassing overdraft fees by applying for an overdraft line of credit tied to your checking account. This form of overdraft protection is unique because members only pay for the amount of money borrowed - not the number of items that need to be covered. There is no cost unless the member uses it. Members may advance the funds themselves or via online banking or by telephone, or rely on the credit union to advance the funds in $100 increments for a small transfer fee. Repayment is the principal plus interest on any balance. Payments may be made monthly.

Overdraft Protection Line of Credit Application

Through our partnership with Centennial Lending, a credit union service organization, we offer business loans. In addition to flexible rates and terms you can count on a lending expert to provide beneficial advice. The Centennial Lending partnership allows us to offer a variety of new loan options including rental property loans, equipment loans, commercial building, and more. To find out more call on of our Member Service Officers at 402.472.2087.