Personal Loans
Sometimes, life throws you curveballs.
Or, maybe you just need a little extra cash to catch up or get ahead. Whether you're consolidating high-interest debt, planning a special purchase, or covering unexpected expenses, we provide personal loans in Nebraska and we're here to help you breathe easier.
At the University of Nebraska Federal Credit Union (NUFCU), we tailor borrowing to your unique situation. With competitive personal loan rates, easy online applications, and fast funding, you can skip the hassle and move forward with confidence.
From debt consolidation loans to flexible funds for major life events, we’ve got you covered—with none of the red tape.
Qualifying for Our Personal Loans is Easy
Wondering how to qualify for a personal loan with NUFCU? It’s simpler than you think. We've streamlined the process so you can focus on what matters most - financial relief or a fresh start. Let our loan experts take the stress out of the process of getting there!
Here’s what you can expect:
Apply online in minutes—no long forms, no stress
Quick pre-approval decisions
Flexible terms and competitive rates
No collateral required (unsecured loans available)
Friendly, local support from people who know your community
Whether you're applying from Lincoln, Kearney, or anywhere in between, we make getting a personal loan fast and easy.
Personal Loans and What to Expect from the University of Nebraska Federal Credit Union
When you borrow from us, you’re not just getting a loan—you’re getting a financial partner who understands your goals. Here’s what sets our personal loan experience apart:
Loan amounts up to $25,000
Terms up to 60 months for budget-friendly payments
Fixed, low interest rates to lock in peace of mind
No prepayment penalties—pay it off early, no strings attached
No application or hidden fees for complete transparency
Fast approvals and local decisions
Convenient automatic payments through payroll deduction or ACH
Whether you’re paying off medical bills, refinancing credit cards, or need funds for a major purchase, we’re committed to offering the best personal loans in Nebraska backed by personalized service.
Ready for fast cash? Apply online today! Or, if you prefer to speak with a loan officer for more information, give us a call, we are here to help at 402-472-2087 in Lincoln or 308-708-2777 in Kearney.
Check Out Our Loan Rates Apply Online Connect with a Loan Officer
When Life Happens, We’ve Got Your Back
Your financial life isn’t always predictable—but your support system should be.
At NUFCU, we understand that your needs don’t always fit into a perfect box. That’s why we offer personal loans in Lincoln, NE, and beyond with flexible terms, trusted advice, and fast solutions when you need them most.
From best debt consolidation loans to funds for home improvements, travel, or unexpected expenses—our mission is to provide solutions that fit your life.
Looking for more borrowing solutions? Explore all of our Other Loans for flexible credit lines, secured options, and more.
Apply Online Today!
Ready to take control of your finances? Applying for a personal loan with University of Nebraska Federal Credit Union is quick, secure, and done entirely online.
Step 1: Click the application link below
Step 2: Fill out a short form—no endless paperwork
Step 3: Get a fast decision and quick access to funds
Let us help make life a little easier—with personal loans made for Nebraskans, by Nebraskans.