Home Sweet home
It's even sweeter when you take advantage of our minimal-closing-cost* home loan refinance special. Unlike other lenders, we don't charge an application fee, and now thru December 31, we are capping closing costs usually associated with a mortgage loan. You won't pay more than our maximum fee of $500 in up front costs to move your existing home loan to us.
Should you refinance?
With University of Nebraska Federal Credit Union taking high fees out of the equation now might be the best time for you to refinance. Refinancing could lower your monthly payment or reduce the number of payments or free up equity in your home.
Low rates
It’s hard to predict where rates will go in the next twelve months, but right now NUFCU is offering mortgage refinance rates as low as 5.25% APR for a 10-year loan or 5.50% APR for a 15-year loan.**
Friendly Nebraska Service
The University of Nebraska Federal Credit Union has been serving Nebraskans since 1937. We are known for our friendly staff, competitive rates and a commitment to educate our members about financial wellness. We’d love to save you time and money.
If you’d like to learn more about this SWEET offer, click on the button below and we'll have a loan officer give you a call.
*APR=Annual Percentage Rate. **Borrower may pay a maximum of $500 in up front closing costs. Loan subject to credit approval. $50,000 minimum in new money to qualify for this promotion. Property insurance is required. Properties under contract with a realtor or listed for sale are not eligible for this promotion. The rate applies to first mortgage loans to refinance a home. The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. Offer valid now through December 31, 2025. Some limitations may apply. Assuming a 10-year loan at the lowest available rate of 5.25% APR, the monthly payment is approximately $10.73 per each $1,000 borrowed. Assuming a 15-year loan at the lowest available rate of 5.50% APR, the monthly payment is approximately $8.17 per each $1,000 borrowed. Membership is required to borrow.