Credit Cards

Enjoy a hassle-free NUFCU Visa card with a low rate, no annual fee, plus no fees for balance transfers.

Payment with phone
BigCREDRewards

Big CRED Rewards

The Big CRED Rewards card offers one of the lowest interest rates you’ll find for a rewards card and when you pay your card in full each month, you pay no interest. PLUS the card features no annual fee, no balance transfer fee and no cash advance fee.

Apply Now

Big CRED Rewards Details

Card Features
  • Big CRED Rewards pays you 1.5 points for every $1 spent
  • Rates as low as 14.40% APR* on purchases, cash advances and balance transfers
  • No Annual Fee
  • Tap to Pay enabled
  • Online access – activate your card, make a payment, view statements
  • Travel Accident Coverage
Digital Wallet

A mobile wallet turns your physical card into a virtual card and retains your card information securely on your mobile device, so you can streamline the payment process at participating stores, in apps and on the web. Using card controls in the NUFCU mobile app, you can conveniently add your debit or credit card to Apple Pay, Samsung Pay and Google Pay. When you request to add your card to your digital wallet there will be steps to confirm your identity and you'll need to use multi factor authorization. Once you have completed the steps your card will now be digitized. In order to use your digital wallet you will be required to add a screen lock to your phone if you don't already have that in place.

To make a mobile payment from your wallet, you simply have to authorize the digital wallet and hold it close enough to the card reader so that your information can be transmitted. Look for the contactless payment indicator on the retailer's point-of-sale system or card reader.

Hundreds of Reward Options
  • Cash Back - Points can be redeemed for cash back to your Big CRED Rewards card. The reward is provided in the form of credit to your account.
  • Pay with Points Program - This program includes using your points to pay at Amazon, Paypal and BP Amoco
  • Gift Cards - Treat yourself to a day of shopping followed by a night on the town. Enjoy a variety of gift card reward options including dining, entertainment and more!
  • Merchandise - With Big CRED Rewards’ extensive merchandise selection, you’ll find that special item on your list.
  • Travel - Spontaneous or planned, however you choose to travel; Big CRED rewards offers a wide range of getaways to suit your style.
$0 Fee Balance Transfer

A balance transfer could help you save money on your existing credit card debt. It can also help you pay down your credit card debt faster. With a Visa credit card from the University of Nebraska Federal Credit Union you can do both - save money and pay off your debt faster. Unique to our credit card, there is NO FEE for a balance transfer and you'll pay the same low rate as you do on purchases. Learn more.

Fraud Protection

The University of Nebraska FCU uses a third party vendor to monitor for possible fraud using the Enfact Fraud Detection System. Enfact uses the most advanced neural network technology to examine real-time, incoming credit and debit authorizations for potential fraud. Learn more.


Fraud Protection - Card Controls

Take control of when, where and how your University of Nebraska FCU debit or credit card is used with NUFCU card controls. Click here for more information.

How do I access my Big CRED Rewards?

You can access and redeem your Big CRED Rewards point through the NUFCU Online Banking site and Mobile App by clicking on MyCards and hitting the Rewards button. No need to go through a separate webpage or remember another username and password. If you haven't signed up for online banking, it's an easy process. 
Click here for more information.

How are points earned?

You will earn 1.5 points for every $1 spent using your Big CRED Rewards Visa card.

How do I get help with my Big CRED Rewards?

 You can contact NUFCU at 402-472-2087 during normal business hours.

Visa Check Request

Move a balance from a high rate credit card with another financial institution or store card with a Visa Cash Advance Check. Click here to make your request. 

ClassicRedCard
Classic Visa Credit Card

Tap into unlimited potential today. Whether you’re just starting on your credit journey or want to shift existing credit card balances to a lower interest rate the University of Nebraska FCU card 

Apply Today

Classic Visa Card Benefits

Classic Card Features
  • Rates as low as 11.40% APR on purchases and balance transfers
  • No Annual Fee
  • Tap to Pay enabled
  • Online access - activate your card, make a payment, view statements
  • Travel Accident Coverage
$0 Balance Transfer or Cash Advance Fee

A balance transfer could help you save money on your existing credit card debt. It can also help you pay down your credit card debt faster. With a Visa credit card from the University of Nebraska Federal Credit Union you can do both - save money and pay off your debt faster. Unique to our credit card, there is NO FEE for a balance transfer and you'll pay the same low rate as you do on purchases. Learn more.

Digital Wallet

A mobile wallet turns your physical card into a virtual card and retains your card information securely on your mobile device, so you can streamline the payment process at participating stores, in apps and on the web. Using card controls in the NUFCU mobile app, you can conveniently add your debit or credit card to Apple Pay, Samsung Pay and Google Pay. When you request to add your card to your digital wallet there will be steps to confirm your identity and you'll need to use multi factor authorization. Once you have completed the steps your card will now be digitized. In order to use your digital wallet you will be required to add a screen lock to your phone if you don't already have that in place.

To make a mobile payment from your wallet, you simply have to authorize the digital wallet and hold it close enough to the card reader so that your information can be transmitted. Look for the contactless payment indicator on the retailer's point-of-sale system or card reader.

Fraud Protection

The University of Nebraska FCU uses a third party vendor to monitor for possible fraud using the Enfact Fraud Detection System. Enfact uses the most advanced neural network technology to examine real-time, incoming credit and debit authorizations for potential fraud. Learn more.


Fraud Protection - Card Controls

Take control of when, where and how your University of Nebraska FCU debit or credit card is used with NUFCU card controls. Click here for more information.

Visa Check Request

Move a balance from a high rate card or store card with a Visa Cash Advance Check. Click here to request a check today!

*APR=Annual Percentage Rate. Rate is good as of October 1, 2024. This rate is subject to change quarterly to the Prime Rate as published in the Wall Street Journal, plus 3.4% - 14.5% (classic card) 6.4%-14.5% (rewards card). Fee disclosure. View our complete cardholder agreement.