Financial Education

Back-To-School Savings

July 27, 2017

Q: Is there any way to get through the back-to-school season without spending a small fortune?

A: Back-to-school time is the second largest shopping season of the year. If all that spending makes your head pound, take heart. University of Nebraska FCU has your back! We’ll help you navigate it with your budget and sanity intact. Read on for 12 back-to-school saving tips.

1.) Do a house-wide sweep

Newlyweds: Don't Let Financial Stress Take The Cake

June 2, 2017

Of all the things to discuss before marriage, finances are the least exciting. Statistically, money is the top reason couples argue and financial arguments are among the top predictors of divorce.

So, how can you avoid becoming a statistic? Here are some ideas from the experts:

Talk To Each Other

Fidget Spinners: Harmless Fad or Mega Distraction?

May 23, 2017

Fidget spinners are everywhere. Initially marketed as a sensory toy, the hand-held gadget experienced a wild surge in popularity and, within days, became a must-have for every child and teenager across the county.

The basic fidget spinner is built with three prongs centered around a circle. Flick a prong, and the triangle shape spins, almost like a ceiling fan.

The toys don’t do anything too exciting, and yet the fidget spinner and its cousin, the fidget cube, now dominate 49 of the top 50 rankings on Amazon.

7 Bad Financial Habits you Need to Break Right Now

April 17, 2017

Human beings are habit-creating machines, craving any mental or physical shortcut that lets us focus on higher-level thoughts, such as what’s for lunch or developing theories about Netflix dramas.

Bad money habits are more difficult to steer out of than other automated behaviors like driving a car. Why? Financial peace of mind is a much more subtle reward than the satisfaction of navigating a half-ton piece of metal through city streets without death or injury.

Whose Fault is Fraud? The Complicated Reality of Debit Card Transactions

February 22, 2017

When you use your debit card, you can see interaction among three parties:

1.) You tell a merchant you’d like to buy something.
2.) That merchant tells your credit union to pay money from your account.
3.) Your credit union asks you to authorize the transaction.

If something goes wrong in that process, you assume it’s the fault of one of these three parties. In the modern financial world, though, nothing is simple.

Here’s a look at three other places a financial transaction could go south and how to protect yourself.