Spam, shams, and other scams are on the rise. Fraudsters use clever schemes to defraud millions of people for billions of dollars every year.

Individuals out to commit fraud pressure people to make important decisions on the spot by using innovative schemes and new twists on existing age-old scams. They use phone calls, emails, online banking, and mobile technology. These bad actors look for victims who find their stories convincing and will willingly share sensitive information, which can be used to authorize and transact wires, ACH, plastic card, and other types of transactions. Unfortunately, the fraudulent transaction is often a legit exchange based upon a tall tale.