Rates as of December 1, 2024, and are subject to change. Loan rates are for new loans to the credit union, prior loans are not eligible for these new rates. Special terms and conditions may apply to various loan types. Rates listed are our best rates based on applicant's credit history and all possible discounts. Your actual rate may be higher. Please contact a member service officer for details at 402.472.2087. Apply online. Loan calculator.

Secured Collateral Types: Autos, Boats, Motorcycles, ATV, Campers, and RVs*

2024, 2023 & 2022 - Model Years
Term Rates Low As Payment per $1,000*
24 Months 4.49% APR $43.64
36 Months 4.99% APR $29.97
48 Months 5.24% APR $23.14
60 Months 5.49% APR $19.10
72 Months 5.99% APR $16.57
84 Months 6.99% APR $15.09
120 Months - RVs & Campers Only 8.24% APR $12.26
2021 & 2020 - Model Years
Term Rates Low As Payment per $1,000*
24 Months 5.24% APR $43.98
36 Months 5.49% APR $30.19
48 Months 5.74% APR $23.37
60 Months 6.24% APR $19.44
72 Months 6.49% APR $16.81
84 Months 7.74% APR $15.46
120 Months RVs & Campers Only 8.74% APR $12.53
2019 & Older - Model Years
Term Rates Low As Payment per $1,000*
24 Months 6.24% APR $44.43
36 Months 6.49% APR $30.64
48 Months 6.74% APR $23.83
60 Months 7.24% APR $19.91
72 Months 7.49% APR $17.29
84 Months 9.24% APR $16.21
120 Months RVs & Campers Only 10.24% APR $13.35

* Annual Percentage Rate (APR). This is our best rate available based on applicant’s credit history and all possible discounts. Your actual rate may be higher. Some restrictions may apply. Please contact one of our friendly member service officers at 402.472.2087 if you have questions about our car loan rates.

Home Equity Loans ($2,000 Minimum)
Term Rates Low As* Payment per $1000
60 Months 6.74% APR $19.68
84 Months 7.49% APR $15.33
120 Months 7.74% APR $12.00

*The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. Ask a loan officer for details.

First Mortgage Home Equity Loans
Term Rates Low As* Payment per $1000
120 Months 5.49% APR $10.85
180 Months 5.74% APR $8.30

*The rate applies to first mortgage loans to refinance a home.
*The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. Ask a loan officer for details.

Home Equity Line of Credit
Current Rate as low as 8.00% APR* Variable

* The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. Ask a loan officer for details. *The rate is subject to change quarterly to the Prime Rate as published in the Wall Street Journal on the last day of March, June, September, and December.

Home Loans

Excellent rates are available to purchase or refinance your home. Call to speak with one of our Home Loan Specialists at 402.472.2087.

Share Savings Secured Loans
Current Rate 3.20% APR Variable

*The rate is subject to change monthly to the highest rate paid on the NUFCU Share Savings plus 3%. Contact a loan officer at 402.472.2087 for details.

Money Market Share Secured Loans
Current Rate 3.30% APR Variable

*The rate is subject to change monthly to the highest rate paid on the NUFCU Money Market Share Savings plus 3%. Contact a loan officer at 402.472.2087 for details.

Certificate Secured Loans

The rate is the highest rate paid on a certificate securing the loan plus 3%. The rate is subject to change to reflect any change in rate when a certificate is renewed. For current certificate rates click here.

Line of Credit (Unsecured)
Current Rate 11.75% APR Variable

*The rate is subject to change monthly to the Prime Rate as published in the Wall Street Journal on the last working day of the month plus a margin of 4%.

Overdraft Protection
Current Rate 11.75% APR Variable

*The rate is subject to change monthly to the Prime Rate as published in the Wall Street Journal on the last working day of the month plus a margin of 4%.

Visa Credit Cards
Classic Visa Current Rate as low as 11.40% APR Variable
Big CRED Rewards Current Rate as low as 14.40% APR Variable

*Annual Percentage Rate (APR). APR is based on your creditworthiness and will vary with the market based on the Prime Rate. The minimum rate is 6.90%. No Annual Fee. Free Balance Transfers. A 25 day grace period. The rate is subject to change quarterly based on the Prime Rate as published in the Wall Street Journal plus a margin of 3.4% - 14.5% (Classic) or 6.4%-14.5% (REWARDS).

Personal Loans - Fixed Rate
Term Rates Low As* Payment per $1000
24 Months 11.25% APR $46.72
36 Months 11.75% APR $33.10
48 Months 12.50% APR $26.58
60 Months 13.00% APR $22.75

*Annual Percentage Rate (APR). APR is based on your creditworthiness.



Meet Our Loan Staff

Monte Dickson
Monte Dickson- Vice President, Lending and Collections
402.472.6831 - Lincoln Downtown Branch
mdickson@nufcu.org
NMLS ID# 767736

Mark Priess
Mark Priess - Director of Consumer Lending
402.472.6834 - Lincoln Downtown Branch
mpriess@nufcu.org
NMLS ID# 762624

Bronson Burge
Bronson Burge - Member Service Officer
402.472.2898 - Lincoln East Branch
bburge@nufcu.org
NMLS ID# 2388839

MaryMendoza
Mary Mendoza - Senior Lending Officer
402.472.6587 - Lincoln East Branch
mmendoza@nufcu.org
NMLS ID# 2024171

Denisse Zubiate
Denisse Zubiate - Member Service Officer
402.472-0038 - Lincoln Downtown Branch
dzubiate@nufcu.org
NMLS ID# 1959090


Julie Thomsen
Julie Thomsen - Kearney Branch Manager, Member Service Officer
308.708.2773 - Kearney Branch
jthomsen@nufcu.org
NMLS ID# 2506574

Kyle Harms
Kyle Harms - Member Service Officer
308.708.2775 - Kearney Branch
kharms@nufcu.org
NMLS ID# 1481427

AnnieWiedel
Annie Wiedel- Member Service Officer
308.708.2774 - Kearney Branch
awiedel@nufcu.org
NMLS ID# 2257628