Loan Rates

Rates as of July 1, 2017 and are subject to change. Loan rates are for new loans to the credit union, prior loans are not eligible for these new rates. Special terms and conditions may apply to various loan types. Rates listed are our best rates based on applicant's credit history and all possible discounts. Your actual rate may be higher. Please contact a member service officer for details at 402.472.2087. Use our loan payment calculator or apply online.

Secured Collateral Types: Autos, Boats, Motorcycles, ATV, Campers, and RVs

2017, 2016, & 2015 - Model Years
Term Rates Low As Payment per $1,000*
24 Months 2.45% APR $42.77
36 Months 2.99% APR $29.08
48 Months 3.49% APR $22.36
60 Months 3.75% APR $18.31
72 Months 4.25% APR $15.77
84 Months 6.49% APR $14.85
2014 & 2013 - Model Years
Term Rates Low As Payment per $1,000*
24 Months 2.75% APR $42.88
36 Months 3.25% APR $29.20
48 Months 3.99% APR $22.58
60 Months 4.49% APR $18.64
72 Months 4.75% APR $16.00
84 Months 6.99% APR $15.10
2012 & Older - Model Years
Term Rates Low As Payment per $1,000*
24 Months 2.99% APR $42.98
36 Months 4.75% APR $29.86
48 Months 4.99% APR $23.03
60 Months 5.49% APR $19.10
72 Months 5.75% APR $16.46
84 Months 7.99% APR $15.59

* Annual Percentage Rate (APR). This is our best rate available based on applicant’s credit history and all possible discounts. Your actual rate may be higher. Some restrictions may apply. Please contact one of our friendly member service officers at 402.472.2087 if you have questions about our car loan rates.


Home Equity Loans ($2,000 Minimum)
Term Rates Low As* Payment per $1000
60 Months 4.75% APR $18.76
84 Months 5.49% APR $14.37
120 Months 5.75% APR $10.98

*The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. Ask a loan officer for details.


First Mortgage Home Equity Loans
Term Rates Low As* Payment per $1000
120 Months 3.75% APR $10.01
180 Months 3.95% APR $7.38

*The rate applies to first mortgage loans to refinance a home.
*The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. Ask a loan officer for details.


Home Equity Line of Credit
Current Rate low as 4.25% APR* Variable

* The APR is based on a loan with 80% loan-to-value (LTV) using an appraised value of the home. Loans may be available with a higher LTV at a higher rate. Ask a loan officer for details. *The rate is subject to change quarterly to the Prime Rate as published in the Wall Street Journal on the last day of March, June, September, and December.

Home Loans

Excellent rates are available to purchase or refinance your home. Call to speak with one of our Home Loan Specialists at 402.472.2087.

Share Savings Secured Loans
Current Rate 3.01% APR Variable

*The rate is subject to change monthly to the highest rate paid on the NUFCU Share Savings plus 3%. Contact a loan officer at 402.472.2087 for details.


Money Market Share Secured Loans
Current Rate 3.10% APR Variable

*The rate is subject to change monthly to the highest rate paid on the NUFCU Money Market Share Savings plus 3%. Contact a loan officer at 402.472.2087 for details.


Certificate Secured Loans

The rate is the highest rate paid on a certificate securing the loan plus 3%. The rate is subject to change to reflect any change in rate when a certificate is renewed. For current certificate rates click here.


Line of Credit (Unsecured)
Current Rate 8.25% APR Variable

*The rate is subject to change monthly to the Prime Rate as published in the Wall Street Journal on the last working day of the month plus a margin of 4%.


Overdraft Protection
Current Rate 8.25% APR Variable

*The rate is subject to change monthly to the Prime Rate as published in the Wall Street Journal on the last working day of the month plus a margin of 4%.


Visa Credit Card
Current Rate 7.65% - 18.00% APR Variable

*Annual Percentage Rate (APR) No Annual Fee. Free Balance Transfers. A 25 day grace period. The rate is subject to change quarterly based on the Prime Rate as published in the Wall Street Journal plus a margin of 3.4% - 14.5%.


Personal Loans - Fixed Rate
Term Rates Low As* Payment per $1000
48 Months 10.49% APR $25.61

*Payments are based on 48 month loan. Annual Percentage Rate (APR)



Contact Information

If you would like additional information, please contact one of our member service officers at 402.472.2087 or 800.875.5933.

Monte Dickson
Monte Dickson- Vice President, Member Services - 402.472.6831
NMLS ID# 767736

CoryPodany
Cory Podany - Consumer Loan Manager - 402.472.6834
NMLS ID# 805122

TashaHofer
Tasha Hofer - Member Service Officer - 402.472.2898
NMLS ID# 1041136

JakeJohnson
Jake Johnson - Member Service Officer - 402.472.0038
NMLS ID #1167083

MarySnodgrass
Mary Snodgrass - Lending Support Specialist - 402.472.6587

MollyMorgaridge
Molly Morgaridge - Lending Support Assistant - 402.472.0069

Sue Givens- Branch Manager, Member Service Officer - 402.472.6828
NMLS ID# 813510

Ruta Dinsmore - Member Service Representative - 402.472.3600