Recent Blog Entries

Information on the 2018 Tax Changes Proposed in Congress

The current administration is proposing changes to the U.S. tax code. The administration believes these changes will strengthen the middle class, reinvigorate business and decrease unemployment.

Here is the low down on the proposed bill that still has a long way to go before it's passed (this is as of November 1, 2017)

1.) Deductible contribution changes
Individual retirement accounts (IRA) have contribution limits that are relative to income level, some of which will now be increased.

2.) Increased credits and deductions
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Equifax Security Breach - Things to Consider

Published on CO-OP website | October 25, 2017

What do we know about the Equifax breach at this point?
• The breach occurred mid-May 2017 through July 2017. It was discovered on July 29, 2017.
• The breach is among the largest on record in the U.S. – surpassing the Target, T.J. Maxx and Anthem incidents.
• The breach has potentially impacted 143 million U.S. consumers, as well as an undisclosed number of UK and Canadian residents.

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Creative Ways to Save on Energy Costs

Are your summertime electricity bills astronomical? Check out our list of 10 creative ways to trim your bill in the summer and all year ’round!

1.) Plant trees
If your home has lots of west-facing windows, you’re likely getting loads of sunlight each afternoon, and that’s making your AC unit work harder. Lower your energy consumption by planting trees or large shrubs in front of some of those windows.

2.) Go solar

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Back-To-School Savings

Q: Is there any way to get through the back-to-school season without spending a small fortune?

A: Back-to-school time is the second largest shopping season of the year. If all that spending makes your head pound, take heart. University of Nebraska FCU has your back! We’ll help you navigate it with your budget and sanity intact. Read on for 12 back-to-school saving tips.

1.) Do a house-wide sweep

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The Best Deals on Wheels for College Students

You've shopped for weeks and you've packed for hours. Now, you're finally ready to load your trunk and pull out of the family driveway toward your next stage in life.

Which set of wheels will accompany you on your rite of passage into the grown-up world?

Yes--you've chosen your college, your major, and perhaps your roommate. Now it's time to choose your car.

There are loads of factors at play when making this decision, though.

First, you'll need to determine if it makes more sense for you to lease or to purchase a car.

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Skip-a-Payment: Free Cash Flow With A Summertime Break From You Loan Payment

Q: Summer puts a strain on my budget because of extra expenses! I’ve been looking for a way to get through it without racking up a huge credit card bill. I’m considering skip-a-payment. What do I need to know?

A: Summer expenses can bust any budget. Skip-a-payment will give you more breathing room during this expensive time of year.

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Newlyweds: Don't Let Financial Stress Take The Cake

Of all the things to discuss before marriage, finances are the least exciting. Statistically, money is the top reason couples argue and financial arguments are among the top predictors of divorce.

So, how can you avoid becoming a statistic? Here are some ideas from the experts:

Talk To Each Other

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Fidget Spinners: Harmless Fad or Mega Distraction?

Fidget spinners are everywhere. Initially marketed as a sensory toy, the hand-held gadget experienced a wild surge in popularity and, within days, became a must-have for every child and teenager across the county.

The basic fidget spinner is built with three prongs centered around a circle. Flick a prong, and the triangle shape spins, almost like a ceiling fan.

The toys don’t do anything too exciting, and yet the fidget spinner and its cousin, the fidget cube, now dominate 49 of the top 50 rankings on Amazon.

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