Recent Blog Entries

Equifax Security Breach - Things to Consider

Published on CO-OP website | October 25, 2017

What do we know about the Equifax breach at this point?
• The breach occurred mid-May 2017 through July 2017. It was discovered on July 29, 2017.
• The breach is among the largest on record in the U.S. – surpassing the Target, T.J. Maxx and Anthem incidents.
• The breach has potentially impacted 143 million U.S. consumers, as well as an undisclosed number of UK and Canadian residents.

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Creative Ways to Save on Energy Costs

Are your summertime electricity bills astronomical? Check out our list of 10 creative ways to trim your bill in the summer and all year ’round!

1.) Plant trees
If your home has lots of west-facing windows, you’re likely getting loads of sunlight each afternoon, and that’s making your AC unit work harder. Lower your energy consumption by planting trees or large shrubs in front of some of those windows.

2.) Go solar

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Back-To-School Savings

Q: Is there any way to get through the back-to-school season without spending a small fortune?

A: Back-to-school time is the second largest shopping season of the year. If all that spending makes your head pound, take heart. University of Nebraska FCU has your back! We’ll help you navigate it with your budget and sanity intact. Read on for 12 back-to-school saving tips.

1.) Do a house-wide sweep

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Newlyweds: Don't Let Financial Stress Take The Cake

Of all the things to discuss before marriage, finances are the least exciting. Statistically, money is the top reason couples argue and financial arguments are among the top predictors of divorce.

So, how can you avoid becoming a statistic? Here are some ideas from the experts:

Talk To Each Other

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Fidget Spinners: Harmless Fad or Mega Distraction?

Fidget spinners are everywhere. Initially marketed as a sensory toy, the hand-held gadget experienced a wild surge in popularity and, within days, became a must-have for every child and teenager across the county.

The basic fidget spinner is built with three prongs centered around a circle. Flick a prong, and the triangle shape spins, almost like a ceiling fan.

The toys don’t do anything too exciting, and yet the fidget spinner and its cousin, the fidget cube, now dominate 49 of the top 50 rankings on Amazon.

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7 Bad Financial Habits you Need to Break Right Now

Human beings are habit-creating machines, craving any mental or physical shortcut that lets us focus on higher-level thoughts, such as what’s for lunch or developing theories about Netflix dramas.

Bad money habits are more difficult to steer out of than other automated behaviors like driving a car. Why? Financial peace of mind is a much more subtle reward than the satisfaction of navigating a half-ton piece of metal through city streets without death or injury.

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Financial Self Defense

Charging Your Phone In Public? Watch That Port!

Smartphones have become a ubiquitous part of our lives. Even if it's just there in case of emergencies, having a charged cellphone can provide a serious sense of security. That's why, when the battery meter starts to tick down, a cold sense of panic rises in your stomach.

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How Debit Card Fraud Happens and How to Avoid It

For many people, debit cards are the perfect plastic. They offer most of the conveniences of credit cards with no risk of accumulating debt.

But like credit cards, debit cards are vulnerable to rip-off artists. And debit card fraud is particularly scary because thieves can withdraw money directly from your checking account.

Here's how debit fraud happens and how to protect yourself.

HOW IDENTITY THIEVES OPERATE

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