Personal Unsecured Loan

We recognize that you have other commitments and passions to fill your days. If you want to consolidate high-rate credit cards or other debts or need money without complicated paperwork, we are ready to help. At the University of Nebraska FCU, we want you to know we have your back with flexible loan amounts and terms to give you the cash you need with a monthly payment that fits your budget. The following benefits are available to you:

  • Competitive rate as low as 6.45% APR1
  • Terms up to 60 months
  • No application fee
  • Flexible loan amounts
  • No pre-payment penalties

To apply online, please click on the button below. If you'd like to talk to a loan officer about this product, please call 402.472.2087 in Lincoln or 308.708.2777 in Kearney.


Complete Application

1*APR=Annual Percentage Rate. The rate is current as of 10/1/2021. Payment example for a 48-month loan at the lowest rate of 6.45% is approximately $23.70 per month for each $1,000 borrowed. Your rate may be higher based on your credit score and length of the loan term. Membership is required to borrow. Insured by NCUA..



Overdraft Protection Line of Credit

You can avoid expensive and embarrassing overdraft fees by applying for an Overdraft Protection Line of Credit connected to your checking account. There is no cost unless you use it. You may advance funds yourself via e-Teller or by telephone, or rely on the credit union to advance the funds in $100 increments when needed to prevent an overdraft. You will pay a small transfer fee. Apply online.