Home Improvement Loan

A home improvement loan is an easy, fast and affordable way to access the money you need for your home repair projects. With this loan you can improve your home with no equity or collateral required. The following benefits are available to you:

  • Competitive rate as low as 6.45% APR*
  • Terms up to 60 months
  • No application fee
  • Flexible loan amounts
  • No pre-payment penalties

To apply online, please click on the button below. If you'd like to talk to a loan officer about this product, please call 402.472.2087 in Lincoln or 308.708.2777 in Kearney.


Complete Application

*APR=Annual Percentage Rate. The rate is current as of 8/1/2021. Payment example for a 48-month loan at the lowest rate of 6.45% is approximately $23.70 per month for each $1,000 borrowed. Your rate may be higher based on your credit score and length of the loan term. Membership is required to borrow. Insured by NCUA.